Everyone needs someone in their life they can trust, especially when it comes to financial matters.
Mindful Money Financial Counsel, LLC gives holistic and comprehensive advice in the following areas: personal finance, insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, business planning, and estate planning.
Financial Planning is about more than investing and managing money. It's about developing an ongoing financial strategy that includes all aspects of a client's life and evolves with the needs and desires of each individual.
Financial Planning is not about selling the investor a product. It is about engaging the investor in a conversation that will yield worthwhile results. True financial planning finds the balance between the investor's capital, core beliefs, and real life. Mindful Money Financial Counsel, LLC works with you to develop a financial plan that fits your needs. We offer services and advice in many areas including:
We examine your whole financial picture to help you coordinate day-to-day spending, saving, and giving in a way that provides a sustainable lifestyle and path towards financial independence. This includes a diverse array of money matters such as managing your mortgage, education funding, charitable giving, debt management, saving plan, and supporting your family – now and in the future.
Employee Benefits Planning
We can assess the benefits offered by your employer and give recommendations on which to participate in. We offer advice on exercising your company stock options, the amount to allot to your company's deferred compensation plan, or other benefits offered by your employer.
Every client has unique personal preferences, risk tolerance, and goals. Our aim is to create a sustainable investment plan that you are comfortable with. We will analyze your current investment assets to help you understand how to best allocate your resources. We recommend mutual funds, ETF's and fixed income investments. Because we do not receive commission from any of the investments we recommend, we feel we are able to provide unbiased and the most appropriate solutions for your situation.
Income Tax Planning
We can formulate a strategy that allows you to reduce the amount of taxes you pay – now and in the future. We will assist on tax planning strategies and offer efficient allocation strategies of your assets to reduce tax burdens.
We create a plan to help you become financially independent. We can help you determine the best retirement withdrawal strategies, offer advice on pension or social security options based on your retirement needs. Whether you are accumulating money for retirement or already retired, we paint a picture of where you are and develop a strategy to help you get to where you want to go.
Consultation is available for both new and existing businesses. We can guide you through the process as you set up your first business, or help you transition your family business to the next generation
This usually includes an analysis of your exposure to estate taxes and your current estate plan, which may include whether you have a will, powers of attorney, trusts and other related documents. Our advice also typically includes ways for you to minimize or avoid future estate taxes by implementing appropriate estate planning strategies, such as the use of applicable trusts.