Services

Mindful Money Financial Counsel, LLC gives holistic and comprehensive advice in the following areas: personal finance, insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, business planning, and estate planning.

Financial Planning is about more than investing and managing money. It's about developing an ongoing financial strategy that includes all aspects of a client's life and evolves with the needs and desires of each individual investor. Financial planning is relevant for people of all backgrounds and mindsets, and financial advice from a qualified and experienced planner can make a significant and positive difference at every stage of life.

Financial Planning is not about selling the investor a product. It is about engaging the investor in a conversation that will yield worthwhile results. True financial planning finds the balance between the investor's capital, core beliefs, and real life. Mindful Money Financial Counsel, LLC works with you to develop a financial plan that fits your needs. We offer services and advice in many areas including:

Personal Finance
We examine your whole financial picture to help you coordinate day-to-day spending, saving, and giving in a way that provides a sustainable lifestyle and path towards financial independence. This includes a diverse array of money matters such as managing your mortgage, education funding, charitable giving, debt management, saving plan, and supporting your family – now and in the future.

Insurance Planning and Risk Management
We can assess your need for insurance, determine which insurance plans are most appropriate for your situation, evaluate your current insurance, or develop insurance and risk management strategies with you. We can provide insurance recommendations on life insurance, health insurance, disability insurance and long term care insurance.

Employee Benefits Planning
We can assess the benefits offered by your employer and give recommendations on which to participate in. We offer advice on exercising your company stock options, the amount to allot to your company's deferred compensation plan, or other benefits offered by your employer.

Investment Planning
Every client has unique personal preferences, risk tolerance, and goals. Our aim is to create a sustainable investment plan that you are comfortable with. We will analyze your current investment assets to help you understand how to best allocate your resources. We recommend mutual funds, ETF's and fixed income investments. Because we do not receive commission from any of the investments we recommend, we feel we are able to provide unbiased and the most appropriate solutions for your situation.

Income Tax Planning
We can formulate a strategy that allows you to reduce the amount of taxes you pay – now and in the future. We will assist on tax planning strategies and offer efficient allocation strategies of your assets to reduce tax burdens.

Retirement Planning
We create a plan to help you become financially independent. We can help you determine the best retirement withdrawal strategies, offer advice on pension or social security options based on your retirement needs. Whether you are accumulating money for retirement or already retired, we paint a picture of where you are and develop a strategy to help you get to where you want to go.

Business Planning
Consultation is available for both new and existing businesses. We can guide you through the process as you set up your first business, or help you transition your family business to the next generation.

Estate Planning
We help you create an estate plan that helps you achieve all of your wishes. Learn how to structure your assets so you can reduce estate taxes, and share the most with the people and charities you want to. We can assist you with gifting strategies, advice on property transfer, and trusts.

Contact us to schedule a complimentary session to see if we are right for you.